Simple Home Loans, Inc.

Simple Home Loans Inc. Digital Service Terms of Use

Welcome to Simple Home Loans Inc.

These Digital Service Terms of Use ("Terms") govern your access to and use of the online platforms provided by Simple Home Loans Inc. ("we," "us," or "our"), including our website(s), mobile applications, and any related services (collectively, the "Services"). By accessing or using our Services, you ("you" or "User") agree to be bound by these Terms and acknowledge that you have read and understood them.

Changes to Terms

We reserve the right to modify or amend these Terms at any time and for any reason, without prior notice. Such modifications will be effective immediately upon posting on our Services or as otherwise communicated to you. Your continued use of the Services after any such changes constitutes your acceptance of the new Terms.

Use Eligibility

The Services are intended for individuals who are at least 13 years of age. If you are under 13, please do not use the Services. By using the Services, you represent and warrant that you meet this age requirement.

Acceptance of Terms

By accessing and using the Services, you accept and agree to these Terms, including any changes or modifications made by Simple Home Loans Inc. as outlined above. If you do not agree to these Terms, you should not access or use the Services.

Amendments and Updates

Simple Home Loans Inc. may, at its sole discretion, update or revise these Terms from time to time. Such revisions will take effect immediately upon being posted to the Services or as communicated through other means. By continuing to access or use the Services after such revisions become effective, you agree to be bound by the revised Terms.

User Conduct and Responsibilities

You are responsible for all activities conducted under your account and for maintaining the confidentiality of your login and account information. You agree to use the Services only for lawful purposes and in accordance with these Terms. You must not use the Services in any manner that could damage, disable, overburden, or impair any of our servers or the network(s) connected to any server, or interfere with any other party's use and enjoyment of the Services.

Content and Copyright

All content and materials provided on the Services, including, but not limited to, text, graphics, logos, images, and software, are the property of Simple Home Loans Inc. or its content suppliers and are protected by United States and international copyright laws.

Links to Third-Party Sites

The Services may include links to other websites or services ("Linked Sites") solely as a convenience to Users. Simple Home Loans Inc. does not endorse any such Linked Sites or the information, material, products, or services contained on other linked sites or accessible through other Linked Sites.

Disclaimer of Warranties

The Services are provided on an "as is" and "as available" basis. Simple Home Loans Inc. expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

Simple Home Loans Inc. shall not be liable for any indirect, incidental, special, consequential, or exemplary damages resulting from the use or inability to use the Services or for the cost of procurement of substitute goods and services.

Governing Law

These Terms and your use of the Services will be governed by and construed in accordance with the laws of the State of Florida, without giving effect to any principles of conflicts of law.

If you have any questions about these Terms or the Services, please contact us at info@simplehomeloans.com.

By using the Services, you acknowledge that you have read these Terms, understand them, and agree to be bound by their terms and conditions.